Capital at risk. The value of investments can go down as well as up.

Capital at risk. The value of investments can go down as well as up.

Capital at risk. The value of investments can go down as well as up.

Private Credit

Consistent yield, backed by the certainty of real estate assets.

The Lending Thesis: Act as the Lender

In a shifting financial landscape, traditional banks have become increasingly rigid.

This has created a significant opportunity for agile, private capital to step in. Our Private Credit arm provides strategic debt financing to Tier-1 developers for high-quality residential projects. For our investors, this means moving from a speculative position to a structural one. Instead of waiting for a sale to generate profit, you receive a predefined interest rate, acting as the lender in a highly secured environment.

Predictability in an Uncertain Market

Unlike Equity, where returns are realised at the end of a project, Private Credit is designed for consistency. Our Bond offerings provide a clear 24-to-36-month exit strategy with fixed annual returns.

This makes it an ideal pillar for investors seeking regular cash flow and portfolio diversification. By financing projects that we have personally vetted through our development expertise, we offer a level of "insider" security that traditional fixed-income products cannot match.

Asset-Backed Protection: The Safety Net

The core of our Private Credit strategy is capital preservation.

Your investment is legally secured by a first or second charge over the underlying property assets. In the investment hierarchy, debt holders are always prioritised - meaning you are paid before any equity partner. This structural seniority provides a robust safety net, ensuring that even in fluctuating markets, your capital is anchored by tangible, high-value real estate.

Institutional Oversight & Track Record

Since 2021, our Private Credit division has maintained a 100% success rate in meeting interest payments on time.

This track record is supported by our partnership with M&G Investments, who act as the Security Trustee to monitor and protect the collateral. Every loan is structured with the same rigour as an institutional bank, but with the speed and personal touch of a boutique firm. We don't just lend money; we manage risk with surgical precision.

Key Metrics for 2026


  • Track Record: 100% of interest payments met on time since 2021.

  • Loan Security: 1st or 2nd Legal Charge over tangible property assets.

  • Governance: Independent Security Trustee oversight (M&G Investments).

  • Typical Term: 24 - 36 months fixed-term maturity.

  • Developer Grade: Exclusive focus on Tier-1 developers with proven delivery history.

Two ways to invest. Two ways to grow

Whether you are looking for long-term capital appreciation or secure, fixed returns, we provide the gateway to institutional-grade real estate.

Real Estate Equity

High-growth residential developments in Prime London and Portugal. We target chronic undersupply to deliver superior capital appreciation.

Private Credit

Secure, asset-backed lending with fixed annual returns. Act as the lender and enjoy predictable yield protected by tangible real estate.

Request a call back

Request a call back

Request a call back

Take your place inside the room

Stay connected with Monta Capital for exclusive updates.

Newsletter

By subscribing you agree to our Privacy Policy

Monta Capital Plc is a company registered in England and Wales (Company Registration Number: 12618347). Monta Capital is not authorised or regulated by the Financial Conduct Authority (FCA) and does not provide financial, tax, or legal advice. All investors are strongly encouraged to seek independent professional advice before committing to any investment. © 2026 Monta Capital. All rights reserved.

Risk Warning: Investment in real estate involves a high degree of risk. The value of your investment can go down as well as up, and you may not get back the full amount invested. Past performance is not a reliable indicator of future results. Your capital is at risk.

Take your place inside the room

Stay connected with Monta Capital for exclusive updates.

Newsletter

By subscribing you agree to our Privacy Policy

Monta Capital Plc is a company registered in England and Wales (Company Registration Number: 12618347). Monta Capital is not authorised or regulated by the Financial Conduct Authority (FCA) and does not provide financial, tax, or legal advice. All investors are strongly encouraged to seek independent professional advice before committing to any investment. © 2026 Monta Capital. All rights reserved.

Risk Warning: Investment in real estate involves a high degree of risk. The value of your investment can go down as well as up, and you may not get back the full amount invested. Past performance is not a reliable indicator of future results. Your capital is at risk.

Take your place inside the room

Stay connected with Monta Capital for exclusive updates.

Newsletter

By subscribing you agree to our Privacy Policy

Monta Capital Plc is a company registered in England and Wales (Company Registration Number: 12618347). Monta Capital is not authorised or regulated by the Financial Conduct Authority (FCA) and does not provide financial, tax, or legal advice. All investors are strongly encouraged to seek independent professional advice before committing to any investment. © 2026 Monta Capital. All rights reserved.

Risk Warning: Investment in real estate involves a high degree of risk. The value of your investment can go down as well as up, and you may not get back the full amount invested. Past performance is not a reliable indicator of future results. Your capital is at risk.